Financial problems almost always arise when someone in the household is a drug user.Drugs cost money. Where is that money coming from? Drugs are an expensive habit and financial problems arise in any family where there is a user. At the same time as the user is spending money on drugs, he or she may not have as much if any earning power. From a doctor who is addicted to prescription medication to a son who does not work and uses street drugs, neither may be in a good financial situation.
There have been many wives of prominent men who have discovered that the nest egg that they thought was safely in the bank has vanished. Likewise an average family with a drug user may find that they have things, including cash, missing. Drug addicts can be very underhanded when it comes to getting their fix. Things may vanish to be sold or exchanged for drugs, and the user often has a smooth and plausible reason why the items are gone and the family is struggling with financial problems.
Every household is a little different but here are a few suggestions which may be useful if you are suffering from financial problems or maybe ever avert some of them.
Make sure all the valuables in the house are accounted for. Please do not
underestimate the drug user and their ability to rationalize why it would be
ok steal your stuff. They are unable or unwilling to deal with the resulting financial problems. When they
are in the clutches of a drug, most common sense and family feeling has
Money and banking.
Some other things to think about.
Is the user getting money or stealing from another family member? Are other family members having financial problems due to the drug user? It is not uncommon for a drug user to go round to each member in turn and get money or things which can be traded or sold. Going to Grandma with sad stories or threats is often a way for a user to get Granny to hand over her social security.
If Grandma has anything of value what I wrote above applies. Check any elderly relative for their valued belongings. Pay special attention to jewelry, guns or other weapons and tools.
I lost a generator valued at $900 and found it had been taken to a pawn shop. Thanks to the Sheriff I got it back, but some things never came back!
Drug users can also scare other family member into providing money. It is wise to keep an eye open for this type of abuse which is often actual blackmail or threats. If items of value have gone it is probably a matter for the police, although I know it is hard for many families to be forced to do this.
If you can get enough support from the rest of your family then a family intervention could be the next step. Make all the participants understand the need for you to work together.
What if you are short of food or clothing, especially if you have children? Try a local food shelf or local Church food bank. For clothing - try Churches that have a clothes closet or thrift stores. Also remember that many areas have free things on Craigslist or a freecycle (Yahoo) group. Put in a request for the things you need and often people will help out.
It is important for you to understand your legal position.
The families who fare best are the ones who are proactive in dealing with the financial problems. Drug abusers are never proactive!
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This page updated 2013